We suggest you check that your policy covers the activities that you are planning to undertake in Morocco such as horse & camel riding, trekking, hot air ballooning etc., noting that some of these activities may be over rough terrain and be at altitudes in excess of 2,000m in the Atlas mountains. This will apply to any trek departing from Djebel Toukbal (1800 m) and longer treks from Ouirgane.

In Canada, provincial health plans usually provide partial medical coverage for mishaps overseas, while holders of official student/teacher/youth cards in Canada and the US are entitled to meager accident coverage and hospital in-patient benefits. Students will often find that their student health coverage extends during the vacations and for one term beyond the date of last enrolment.                         

After research the possibilities, you might want to contact a specialist travel insurance company. A typical travel insurance policy usually provides coverage for the loss of baggage, tickets and up to a certain limit on cash or travelers checks, as well as cancellation or curtailment of your journey. Most of them exclude so-called dangerous sports unless an extra premium is paid: in Morocco this can hot air ballooning, windsurfing and trekking with ropes, though probably not jeep tours in the Sahara.

Many policies can be altered to exclude coverage you don't need such as sickness and accident benefits which can be excluded or included at will. If you do purchase additional medical coverage, make sure to find out whether benefits will be paid as treatment proceeds or only after return home, and whether there is a 24-hour medical emergency number. When securing baggage cover, make sure that the per-article limit - typically under $500 - will cover your most valuable possessions. If you need to make a claim, you should keep receipts for medicines and medical treatment and in the event you have anything stolen, you must obtain an official statement from the police.

Register your travel plans with the State Department through a free online service at https://travelregistration.state.gov This will help us contact you if there is a family emergency in the U.S., or if there is a crisis where you are traveling.In  accordance with the Privacy Act, information on your welfare and whereabouts will not be released to others without your express authorization.

Make sure you have a signed, valid passport, and a visa, if required, and fill in the emergency information page of your passport.

Leave copies of your itinerary, passport data page and visas with family or friends, so you can be contacted in case of an emergency.

Ask your medical insurance company if your policy applies overseas, and if it covers emergency expenses such as medical evacuation. If it does not, consider supplemental insurance.

Familiarize yourself with local conditions and laws: While in a foreign country, you are subject to its laws. The USA Embassy & Department of State web site or the USA Embassy Database both have useful safety and other information about the countries you will visit.

Take precautions to avoid being a target of crime: To avoid being a target of crime, do not wear conspicuous clothing or jewelry and do not carry excessive amounts of money. Also, do not leave unattended luggage in public areas and do not accept packages from strangers.

Contact us in an emergency: Consular personnel at U.S. Embassies and Consulates abroad and in the U.S. are available 24 hours a day, 7 days a week, to provide emergency assistance to U.S. citizens. Contact information for U.S. Embassies and Consulates appears on the Bureau of Consular Affairs website at http://travel.state.gov  Also note that the Office of Overseas Citizen Services in the State Department’s Bureau of Consular Affairs may be reached for assistance with emergencies at 1-888-407-4747, if calling from the U.S. or Canada, or 202-501-4444, if calling from overseas.

In addition to covering medical expenses and emergency flights, travel insurance also ensures your money and belongings against loss or theft. Before purchasing a new policy, it's worth checking whether you are already covered: some all-risks home insurance policies may cover your possessions when overseas, and many private medical schemes include cover when abroad.